Layaway and Financing is available Layaway Fast Facts • A Layaway contract is 2 months. Customer has 2 months to pay off an order. No interest. • A 25% (of the total order amount) down payment is required at the time of the order. The down payment is non-refundable . • No payment schedule. • No penalty for early payment. • As long as the payments are made on time, the merchandise will be held for you. • Layaway merchandise will be returned to stock after you go over 2 months or ask for a cancellation. • If Layaway order is cancelled for the first time, your down payment will turn into store credit and can be used on a new order including a new lay away plan. If you cancel the second layaway plan, the 25% down payment of the new order or 25% of the original order will be charged, whichever is higher.